Accident On 215 (2024)

FAQs

How do you answer a car accident deposition question? ›

According to our Riverside personal injury attorney, although you need to be honest during your deposition, you do not need to provide any more information than what is requested. Only answer the specific question that is being asked and resist the urge to speculate on issues such as who was at fault for the incident.

If the amount necessary to compensate you for your injuries exceeds the amount of insurance that covers the at-fault driver, your own insurance may have to pay the difference between the two policies under the terms of your UIM coverage.

Can paint transfer determine fault? Yes. When vehicles collide, paint from one vehicle may transfer onto the other, leaving behind evidence of contact. By analyzing the color and location of the paint transfer, accident reconstruction experts can often ascertain which vehicle initiated the collision.

Insurance companies in Illinois have at least 45 days to settle a claim and make the final payment after the claim is filed. Illinois insurance companies have 15 days to acknowledge a claim and send further instructions to the claimant and then another 30 days to pay the claim if it is approved.

You have a right to refuse any questions about a person's health, sexuality, or religious beliefs (including your own). The opposing attorney will have to explain how your answer has a direct bearing on the case in order to compel you to answer.

3d 937, 941.) If the insurer refuses a reasonable settlement offer within policy limits, it is playing a risky game. If, ultimately, “the judgment exceeds the policy limits,” the insurance company is liable “for the entire judgment,” including the amount in excess of policy limits.

Also known as your coverage amount, your insurance limit is the maximum amount your insurer may pay out for a claim, as stated in your policy. Most insurance policies, including home and auto insurance, have different types of coverages with separate coverage limits.

A major incident like an at-fault crash can stay on your insurance record for up to three years!

Matching paint colors and types between the vehicles can strongly suggest which vehicle caused the sideswipe accident. Additionally, the location of the paint transfer can provide insights into the point of impact and the direction of movement, further aiding in fault determination.

What does sideswipe damage look like? ›

In a sideswipe crash, experts commonly observe concentrated damage on the sides of the vehicles involved. Scratches, scrapes, and dents along the length of the vehicles' sides indicate the path of the impact.

Paint transfer comes in all shapes and colors. If your vehicle is white and you have a black mark on the paint, 99.9% of the time, it is paint transfer. Some paint transfer can be misleading and appearing as a scratch.

How Quickly Must the Insurance Company Respond to Me? Illinois insurance laws (215 ILCS 5/143.23a) require a company to provide forms necessary to present a claim within 15 working days of a request.

Under California law, an insurer cannot increase your premiums when you aren't at fault.

Illinois is not a no-fault state for car accident claims. Instead, Illinois is an at-fault or tort state. The driver responsible for an accident pays for the injured victim's damages.

Responding to the Notice or Subpoena

Upon receipt of the notice or subpoena, counsel should carefully review it to determine if any of the subject matters are irrelevant, disproportionate to the needs of the case, vague, overly broad, unduly burdensome, and/or call for privileged or protected information.

The oath you will take at the beginning of the deposition is to tell “The Truth, The Whole Truth, and Nothing But The Truth.” Like many things in our normal lives, we tend to blur it all together into one image.

A deposition is a court hearing that takes place during discovery, the first stage of a car accident lawsuit. Your deposition will take place out of court. You will be asked to give your sworn testimony under oath in the presence of a court reporter and attorneys.